Welcome to Velkio.com (“Velkio”, “we”, “our”, or “us”).
By accessing and using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.


1. Acceptance of Terms

By using Velkio.com, you acknowledge that you have read, understood, and agree to these Terms & Conditions. If you do not agree, please discontinue use of our website immediately.


2. Purpose of Velkio

Velkio provides a secure platform for agent verification. Our website allows users to:

  • Verify Master Agents, Super Agents, Sub-Agents, and Sub-Admins.
  • Use Agent ID lookup for quick verification.
  • Access customer support for assistance.

⚠️ Disclaimer: Velkio is an informational and verification service only. We are not responsible for the activities or actions of any third-party agents.


3. User Responsibilities

When using Velkio.com, you agree to:

  • Provide accurate information when using our tools.
  • Follow our security policies regarding agent communication.
  • Conduct transactions only within the approved timeframe (9:45 AM – 9:45 PM).
  • Use WhatsApp only for agent communication, as other platforms are not supported.
  • Keep your password and account details private at all times.

4. Security & Transactions

  • Velkio is not liable for any financial loss or damages caused by unauthorized transactions, negligence, or sharing of personal data.
  • Transactions outside the approved hours (9:45 AM – 9:45 PM) are not the responsibility of Velkio.
  • We strongly advise users never to share passwords with agents. If compromised, reset immediately.

5. Limitations of Liability

  • Velkio does not guarantee the accuracy, reliability, or completeness of agent data at all times.
  • We are not responsible for any indirect, incidental, or consequential damages arising from the use of our website.
  • Users assume full responsibility for their actions when interacting with agents.

6. Modifications

Velkio reserves the right to update, modify, or replace these Terms & Conditions at any time without prior notice. Continued use of the website means you accept the revised terms.


7. Governing Law

These Terms & Conditions are governed by and interpreted under the laws of Bangladesh.


8. Contact Us

If you have any questions regarding these Terms & Conditions, please reach us at:


⚠️ Important Reminder: Velkio is an official verification service only. We do not handle money, store funds, or act as a transaction platform. Users must exercise caution and follow our security guidelines strictly.

Terms & Conditions